KouraReichtum Bank & Trust (Cayman) Limited is a private bank for long-horizon investors. Bitcoin, listed equities and multi-currency cash sit inside one relationship — held in your name, valued in plain sight, and managed by officers who answer to you rather than to a quarterly target.
Applications are reviewed by an onboarding officer. Nothing is automated, and nothing is delegated to a call centre.
A private bank earns its fee once, when you open the relationship. We have no incentive to churn your deposits, sell you a product you did not ask for, or price an asset above what the market quotes. Everything below is priced in writing.
Direct custody in your own name, or exposure through a managed allocation. Cold storage, multi-party approvals and a withdrawal policy you set in advance — because the asset that appreciates fastest is the one that must be hardest to move by accident.
Listed shares across the major exchanges, held inside a documented investment mandate rather than a product shelf. We state the objective, the horizon and the exit before you commit a single dollar.
USD, EUR and GBP balances, SWIFT and local rails, standing instructions and dual approval. The unglamorous part of banking, done properly, so your money is where you expect it.
There is no branch to walk into and no call queue to sit in. Membership begins with a conversation about what you actually intend to hold, how long you intend to hold it, and what you want to be true when you need the money.
For individuals and founders holding personal capital who want a single officer accountable for the whole picture.
For investors who manage their own positions and want custody, settlement and reporting without the brokerage desk.
For families, trusts and private foundations that need structure, succession and reporting handled together.
Every account carries its objective, its weighting and its custodian. Below is an illustrative structure for a private client with a long-horizon allocation.
Bitcoin is held in wallets we do not control, verified by daily attestations. We never lend it out and we never pledge it.
Valuations use the same reference sources our counterparties use, timestamped and reproducible on request.
Monthly statements tie to the ledger, the custodian and the bank. If a line item does not reconcile, we correct it before you ask.
Withdrawal limits and settlement windows are agreed in writing at onboarding. No discretionary holds once they are met.
Every enquiry is read by an officer and answered by that same officer. Tell us what you intend to hold and roughly how much, and we will tell you plainly whether we are the right bank for it.